:root { --primary:#CAE9FE; --accent:#1f7bb6; --black:#111111; --deep:#1C1C1C; --mid:#2B2B2B; --light:#F5F5F5; --white:#ffffff; --shadow:0 16px 40px rgba(17,17,17,.08); }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; font-family:Arial, Helvetica, sans-serif; color:var(--black); background:linear-gradient(180deg,#ffffff 0%,#f7fbff 45%,#ffffff 100%); line-height:1.65; }
a { color:inherit; text-decoration:none; }
img { max-width:100%; height:auto; display:block; }
header, section, footer { width:100%; }
.container { width:min(1120px, calc(100% - 32px)); margin:0 auto; }
.site-header { position:sticky; top:0; z-index:1000; background:rgba(255,255,255,.96); border-bottom:1px solid rgba(17,17,17,.08); backdrop-filter:blur(12px); }
.header-inner { display:none; }
.mobile-topbar { min-height:68px; display:grid; grid-template-columns:48px 1fr 48px; align-items:center; padding:10px 16px 4px; }
.mobile-menu-toggle { width:42px; height:42px; border:0; border-radius:14px; background:var(--primary); color:#102030; font-size:24px; font-weight:800; cursor:pointer; box-shadow:var(--shadow); }
.logo img { width:128px; max-height:48px; object-fit:contain; }
.mobile-logo { justify-self:center; }
.mobile-actions { display:flex; gap:10px; justify-content:center; padding:0 16px 12px; }
.mobile-nav { display:none; width:calc(100% - 32px); margin:0 auto 14px; padding:12px; background:#fff; border:1px solid rgba(17,17,17,.08); border-radius:18px; box-shadow:var(--shadow); }
.mobile-nav.is-open { display:grid; gap:8px; }
.mobile-nav a { padding:12px 14px; border-radius:14px; background:var(--light); font-weight:700; }
.main-nav, nav { font-weight:700; }
.btn { display:inline-flex; align-items:center; justify-content:center; min-height:46px; padding:12px 22px; border-radius:999px; background:linear-gradient(135deg,var(--primary),#7fc8ff); color:#102030; font-weight:800; border:1px solid rgba(17,17,17,.05); box-shadow:0 12px 26px rgba(31,123,182,.18); transition:transform .2s ease, box-shadow .2s ease; }
.btn:hover { transform:translateY(-2px); box-shadow:0 16px 30px rgba(31,123,182,.24); }
.btn-small { min-height:40px; padding:9px 18px; font-size:14px; }
.btn-ghost { background:linear-gradient(135deg,#2B2B2B,#111111); color:#fff; }
.hero { padding:52px 0 30px; }
.banner { background:linear-gradient(135deg,#eef9ff 0%, var(--primary) 52%, #ffffff 100%); border-radius:28px; box-shadow:var(--shadow); overflow:hidden; padding:28px; }
.hero-grid { display:grid; gap:26px; align-items:center; }
.eyebrow, .tag { display:inline-flex; align-items:center; border-radius:999px; padding:8px 12px; background:rgba(255,255,255,.75); color:#0d4d75; font-size:13px; font-weight:800; border:1px solid rgba(31,123,182,.14); }
h1 { font-size:clamp(32px, 8vw, 58px); line-height:1.08; margin:18px 0 16px; letter-spacing:-.04em; }
h2 { font-size:clamp(24px, 5vw, 36px); line-height:1.15; margin:0 0 14px; letter-spacing:-.02em; }
h3 { margin:0 0 10px; font-size:20px; }
p { margin:0 0 14px; }
.hero p { font-size:17px; color:#24313a; }
.hero-tags { display:flex; flex-wrap:wrap; gap:10px; margin:20px 0 24px; }
.hero-image { background:rgba(255,255,255,.55); border-radius:24px; padding:18px; border:1px solid rgba(255,255,255,.7); }
section { padding:34px 0; }
.section-head { max-width:760px; margin-bottom:22px; }
.grid { display:grid; gap:18px; }
.card { background:#fff; border:1px solid rgba(17,17,17,.07); border-radius:20px; padding:22px; box-shadow:var(--shadow); }
.card.highlight { background:linear-gradient(135deg,#ffffff,var(--primary)); }
.notice { background:#111111; color:#fff; border-radius:20px; padding:20px; box-shadow:var(--shadow); }
.notice a { color:var(--primary); font-weight:800; }
.faq { display:grid; gap:14px; }
.faq-item { background:#fff; border-radius:18px; padding:18px; border:1px solid rgba(17,17,17,.08); box-shadow:0 10px 24px rgba(17,17,17,.05); }
.cta-band { background:linear-gradient(135deg,#111111,#2B2B2B); color:#fff; border-radius:26px; padding:28px; display:grid; gap:16px; align-items:center; }
.inline-links { display:flex; flex-wrap:wrap; gap:10px; margin-top:16px; }
.inline-links a { padding:8px 12px; border-radius:999px; background:var(--light); font-weight:700; color:#102030; }
.steps { counter-reset:step; display:grid; gap:14px; }
.step { position:relative; padding-left:60px; }
.step:before { counter-increment:step; content:counter(step); position:absolute; left:0; top:0; width:42px; height:42px; border-radius:50%; display:grid; place-items:center; background:var(--primary); color:#102030; font-weight:900; }
.footer { background:#111111; color:#fff; padding:36px 0; margin-top:34px; }
.footer-grid { display:grid; gap:22px; }
.footer-nav { display:grid; gap:8px; }
.footer-nav a { color:#e8f7ff; }
.footer-note { background:rgba(255,255,255,.08); border-radius:18px; padding:18px; }
.footer-note strong { display:inline-grid; place-items:center; min-width:50px; height:34px; border-radius:999px; background:var(--primary); color:#102030; margin-bottom:10px; }
@media (min-width:768px) {
    .mobile-topbar,.mobile-actions,.mobile-nav { display:none; }
    .header-inner { min-height:78px; display:grid; grid-template-columns:auto 1fr auto; gap:28px; align-items:center; }
    .main-nav { display:flex; justify-content:center; gap:24px; color:#1f2a33; }
    .main-nav a { padding:10px 4px; }
    .header-actions { display:flex; gap:10px; justify-content:flex-end; }
    .hero-grid { grid-template-columns:1.05fr .95fr; }
    .grid.two { grid-template-columns:repeat(2,1fr); }
    .grid.three { grid-template-columns:repeat(3,1fr); }
    .cta-band { grid-template-columns:1fr auto; }
    .footer-grid { grid-template-columns:1.3fr .8fr 1fr; }
}
@media (min-width:1024px) {
    .container { width:min(1180px, calc(100% - 56px)); }
    .logo img { width:150px; }
    .banner { padding:44px; }
    section { padding:46px 0; }
}